WELCOME TO BLOOM HOME LOANS

Bloom is an innovative online home loan company, and aims to be a leader in online lending. Bloom offers great products and exceptional service. We’re not about finding you any home loan; we’re about setting you up with the right home loan to suit your needs – we want you to Bloom!

Bloom is more than just a low rate home loan. Our products are structured in a way to help you through every stage of life, so whether you’re a first home buyer, refinancing, investing or considering a self managed super fund – we’re here to help you bloom.

Why Bloom?

Bloom is funded through Firstfolio Wholesale, which has access to major Australian lenders including ING, Adelaide Bank and NAB. Firstfolio is an ASX listed company who has over $20 billion under management; you can always feel confident and secure in dealing with us.

But what really sets Bloom apart is the way in which we deliver our services to you. Our experienced loan consultants are based in Australia and are dedicated to help you every step of the way. A dedicated lending manager will ensure you’re setup with the right loan, and loan approval is completed quickly and smoothly.

Our Service

Bloom is dedicated to finding you the right home loan, we have loans to suit different borrowers and ensure you’re ready to bloom through life! When you’re ready to take the next step with your home loan, whether you’re upgrading or purchasing that next property, you can feel secure that Bloom will be there again for that next loan.

When applying for a home loan with most other lenders, you can expect to wait two to three weeks for your application to be processed. At Bloom you will have your own Loan Consultant who will handle all the complex details such as the application form and paperwork. Your consultant will handle your application from start to finish and you won’t be talking to three different people to get your loan approved – it truly is a one stop shop.

Our service centre is situated in the Sydney CBD, all our home loan consultants are trained and experienced in the home loan industry. They will help you every step of the way to make the process simple and straightforward. Here are some of the reason why our service is exceptional,

  • Obligation free pre-approval
  • Fast turnaround times
  • Dedicated home loan consultant to help you every step of the way via phone or email

Our Process

Once you complete the online enquiry form you will be contact by a Bloom Telesales Consultant who will go through with you the details of your application. At this stage we will ask you a few questions regarding your income and expenditure to ensure the Bloom Low Interest Home Loan is suitable for you.

Once we have the green light we will then appoint a Bloom Home Loan Consultant to take you through the full application form over the phone, right in the comfort of your own home at a time that is convenient for you. Our consultants are trained, certified and will never push you into a loan or product we feel that is not suitable for you, nor will we persuade you into signing up for a loan you do not feel 100% confident or comfortable in.

Bloom News

December 14, 2011

Home Loan Customers Securing Cheaper Mortgages

Home loan customers looking to refinance are getting discounts on mortgages of up to $50,000 when they try to take on their banks. It could take as little as one phone call to get that discount. A Public Defender investigation conducted by the Herald Sun has revealed borrowers could save a lot of money in [...]

December 7, 2011

Christmas Rate Cut?

Christmas Rate Cut Likely if the Banks don’t Play Scrooge The likely hood of an decrease in the official cash rate has been seen to have increased as the debt crisis in Europe started to affect local banks. Whether the banks opt to pass on the rate cuts to home owners is not always a [...]

November 30, 2011

Caution Needed When Securing Fixed Rates

A warning has been given by the credit ombudsman of Australia in regards to home loans, stating the general public should think careful before fixing their home loans. An increase of lower fixed rates released into the market has meant that more and more people have opted to fix their home loan rates. Figures show [...]

November 21, 2011

What Information Do I Need for a Home Loan?

What information do I need to get together to apply for a home loan? Here are a few things you should know about before applying for a home loan: The 100 point check If you are going to ask for a loan for the first time then it means that you have no existing relationship [...]